Start and stick to a budget
It may seem daunting, but taking the time to set a budget can go a long way to saving money.
Budgeting allows you to track and record your expenses, plan for bills and other household expenses and set up saving goals.
Where am I spending money now?
Before you start, it’s handy to take the time to know where your money is coming in and where it is going out, especially toward things that aren’t essential.
How do I set up a budget?
Your budget should work for you, but writing it down it is an important way to keep track and stay accountable.
Whether you use a spreadsheet or a handwritten document, there are lots of different ways you can set up and monitor your budget, including the Money Smart Budget Planner.